Zakat Calculator
Work out your Zakat in a minute. Add what you own, subtract what you owe, and we'll apply the 2.5% rate against the nisab threshold — privately, in your browser.
How Zakat is calculated
Zakat al-mal is due on your surplus wealth that has been held for one full lunar year (hawl), once it reaches the nisab threshold. The rate is 2.5% (1/40) of your net zakatable assets:
- Include: cash and bank balances, gold and silver, the zakatable value of shares and funds, business stock and money owed to you that you expect to receive.
- Subtract: debts and bills that are due now.
- Nisab: the value of 85g of gold or 595g of silver. Many scholars favour the silver value because it is lower, so more Zakat reaches the poor. Update the nisab field with today's spot price.
Zakat FAQs
Scholars differ. Some require Zakat on all gold and silver; others exempt jewellery in regular personal use. If unsure, the cautious position is to include it. Enter only what you intend to count.
Generally Zakat applies to the accessible, zakatable portion of investments. Locked retirement funds are treated differently by different scholars — include the zakatable value you're comfortable with and seek a ruling for your situation.
No Zakat is due if your net wealth stays below the nisab for the year. Voluntary charity (sadaqah) is always rewarded.